Disability insurance is designed to aid in payments once an individual is unable to work. For instance, if you are down for the count for a period of time, disability insurance will kick in and replace a portion of your income. It short, it provides financial security until you are able to get back on your feet and return to your job.
Depending on the type of injury or illness, you may be in need of long- or short-term disability insurance. Whatever the case may be, you will feel much better with the peace of mind that disability insurance brings.
If you're an individual and your employer does not provide disability insurance, you may want to make the investment. We can help you get started! If you are a business owner and do not currently provide group disability insurance, we can help you, too.